Money plays an important role in the life of society, along with the development of the economy the forms of money are changing. The seminar will present the results of trend research, an overview of the main development trends and risks of central banks' digital assets. 

In addition, the discussion will ensure the development and promotion of modern methods for assessing the impact of digital assets on both banking institutions, households and financial instruments, based on innovation and digitalization. Although the decision to introduce digital assets in Russia and globally has not yet been finalized, Central Banks in developing countries are serious about complementing existing forms of money with a new asset. 

Research on the banking sector contributes to its development and future manageability - prudential control capabilities at the micro and macro level.

• Sergey V. Grishunin, Managing Director of the rating service of the independent National Rating Agency (NRA), Associate Professor at the School of Finance, Faculty of Economic Sciences, Higher School of Economics, National Research University Higher School of Economics, 

• Egor M. Pastukhov, 2nd year postgraduate student of the National Research University Higher School of Economics.